how to incorporate debt into your retirement strategy to increase your return, lower your taxes, and reduce your risk

The Value of Debt in Buiding Wealth – Available Now!

From Tom Anderson, the New York Times best-selling author of The Value of Debt


From Tom Anderson, the New York Times best-selling author of The Value of Debt

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Table of Contents

Chapter 1

A Better Path

What is a debt-inclusive philosophy and will it work for you as you prepare for retirement?

Chapter 2

Debt in Retirement

Conventional wisdom is wrong! Virtually everyone says debt is bad. It’s time to reframe the conversation.

Chapter 3

Why and Whether to Adopt a Holistic Debt-Inclusive Approach in Retirement

Don’t wing it – embrace the “whole chicken” approach. Identify the three different types of debt and how some can work against you while others can work for you.

Chapter 4

Returning to the Return You Need

Figure out how much money you need in retirement and learn how strategic debt may help boost your return.

Chapter 5

The Power of Debt Meets Our Ridiculous Tax Code

$5.5 million net worth, $240,000 Income, and $4,000 in Taxes? Meet the Websters and see how debt helped them pay almost no taxes in retirement.

Chapter 6

Risk Matters More Than Return

Your needs should help determine your risk. And debt can potentially reduce that risk.

Chapter 7

The World is Full of Risk—Especially Now

How the allocation of your assets plays a key role in complementing your use of debt. Above all else – liquidity, liquidity, liquidity!

Chapter 8

The Sooner the Better

Calculate your optimal debt ratio and put yourself on the glide path to retirement. 

Chapter 9


Bringing it all together and putting a debt strategy in action. 

Guide A

Leaving a Legacy

Make the most of your charitable giving and what you leave behind for your heirs. 

Guide B

Managing the ROI of Retirement

The importance of connecting your resources, personal goals, and real world concerns as you build your retirement plan. 

Guide C

How to Help Your Family and Buy the Stuff You Want and Need—A Reference Guide

From your kids’ student loans to your parents’ move to an elder care facility, learn from real-life situations how strategic debt can help pay for what others need and what you need.

“If you are retired, get your hands on the book. It will open your eyes, especially if you have a puritanical aversion to debt.”

William Baldwin Investment Strategies Editor, Forbes February 22, 2017

The Series

Conventional wisdom advises people to pay off debt as quickly as possible. In The Value of Debt series, Tom Anderson turns this idea on its head and demonstrates how a strategic approach to debt can be used to your advantage. The books provide specific and actionable advice on how the effective management of both sides of the balance sheet can help establish your safety net, grow your personal wealth, support your dreams, and prepare for retirement.

Whether you are a financial advisor looking for ways to provide more holistic advice for your clients or an investor trying achieve your financial goals, The Value of Debt is the series to empower your future.

The Value of Debt The Value of Debt in Retirement The Value of Debt in Building Wealth

© 2017 The Value of Debt. All Rights Reserved